mortgage

Remote appraisals shot up during the pandemic, replacing in-person inspections by appraisers. Even as restrictions ease up, they could be the standard for how homes are valued.

Higher mortgage rates and home prices have pushed the monthly payment to buy the median-priced home in the U.S. up more than 50% since the start of last year. Many first-time buyers can't afford it.

With a historic shortage of homes for sale, investors making cash offers are pushing first-time homebuyers out of the market.

For first time homebuyers it was one of the hardest years ever to afford a house. But homeowners saw tremendous gains in housing wealth.

The Department of Housing and Urban Development disproportionately sells homes in flood-prone areas, NPR finds. Housing experts warn that this can lead to big losses for vulnerable families.

Sales of existing homes fell 6.6% in February from the month before. Meanwhile, prices are up 16% over the past year, giving homeowners about $2 trillion more in equity and widening the wealth gap.

NPR wants to hear from you if you have lost income and couldn't pay rent to your landlord or needed a mortgage forbearance.

Fannie Mae and Freddie Mac will begin allowing first-time homebuyers to put down as little as 3 percent. But critics say the move is risky and could create another housing crisis.

The 30-year mortgage is the foundation of the real estate market. But some advocates are proposing a new type of 15-year loan that would allow people to own more of their home more quickly.

The former Fed chair told an audience in Chicago that he was unable to refinance his home loan, adding that lenders "may have gone a little bit too far on mortgage credit conditions."