The ACA has required health insurers to provide many medical screenings and other preventive services with no out-of-pocket cost to health plan members. But a recent court decision could upend that.
Big firms are again offering more generous health plans alongside or instead of policies with sky-high deductibles. Why? They need to do so to stay competitive and recruit top talent.
The tax on an employer's generous health plan — originally envisioned as a way to get patients to avoid unneeded care — has never been implemented. Now Congress is considering a bipartisan repeal.
The average deductible for employer-sponsored health insurance has quadrupled in the last 12 years. A Los Angeles Times investigation finds even insured workers are going without needed medical care.
Her employer offered only a high-deductible health plan; that meant she'd have to pay up to $6,000 out of pocket each year. Advocates for patients say this sort of underinsurance is snatching lives.